{"id":7960,"date":"2022-11-15T11:03:46","date_gmt":"2022-11-15T11:03:46","guid":{"rendered":"https:\/\/www.ashianahousing.com\/real-estate-blog\/?p=7960"},"modified":"2022-11-15T11:03:46","modified_gmt":"2022-11-15T11:03:46","slug":"flat-registration-charges-in-india-rajasthan-maharashtra-delhi-ncr-more","status":"publish","type":"post","link":"https:\/\/test.ashianahousing.com\/real-estate-blog\/flat-registration-charges-in-india-rajasthan-maharashtra-delhi-ncr-more\/","title":{"rendered":"Flat Registration Charges in India | Ashiana Housing"},"content":{"rendered":"

From the moment that you think of buying a house, be aware that the total cost of your house will be 5-7% greater than what the buyer has quoted, the reason being the taxes levied upon the sale of the house. For the house\/property to be legally yours, you have to get it registered under your name \u2013 for which you are charged a Registration Fee\/Charge<\/em><\/strong> and Stamp Duty<\/em><\/strong>.<\/p>\n

 <\/p>\n

Property Registration in India<\/h2>\n

 <\/p>\n

Traditionally speaking, you\u2019ll have to fill out an application for the registration of your property and submit it to the SDM<\/strong> or the Sub-Registrar <\/strong>of your area. You can either download this application or get it directly from the SDMs or Sub-Registrar\u2019s office. However, we\u2019re living in the era of the internet, and it will be a lot more convenient for you to use the Computerized Property Registration Systems through the website of your state.<\/p>\n

 <\/p>\n

 <\/p>\n

Once you submit the application for registration, the following process follows<\/p>\n

 <\/p>\n

 <\/p>\n

1.\u00a0\u00a0 Property Title Verification<\/h3>\n

 <\/p>\n

As a buyer, it is your responsibility to get the property title verified before registration. However, in the case that you\u2019re buying a resale property, the original owner should have the documents ready.<\/p>\n

 <\/p>\n

2.\u00a0\u00a0 Paying Stamp Duty<\/h3>\n

 <\/p>\n

Stamp papers must be prepared in accordance with the stamp duty charges that the buyer must pay. The stamp duty and registration charges calculator can be used to calculate the stamp duty charges.<\/p>\n

 <\/p>\n

3.\u00a0\u00a0 Getting the Sale Deed Ready<\/h3>\n

 <\/p>\n

The next step is to prepare the sale deed and have it typed on the stamp papers. An authorized attorney prepares the deed on behalf of the buyer. The subject of the sale deed varies depending on the type of transaction, such as a sale, lease, power of attorney, mortgage, and so on.<\/p>\n

 <\/p>\n

4.\u00a0\u00a0 Document Submission<\/h3>\n

 <\/p>\n

Along with the sale deed, you must submit the following documents: No Objection Certificate (if the building is on city collector’s land), address proof, ID, passport size photographs, DD or cash for stamp duty payment, and so on.<\/p>\n

 <\/p>\n

 <\/p>\n

More on Stamp Duty<\/h2>\n

 <\/p>\n

To elaborate, Stamp Duty <\/strong>is a charge levied by State Governments on the documents that you need to register any property in your name. Section 3<\/strong> of the Indian Stamp Act 1899 <\/strong>makes it compulsory for you to pay a Stamp Duty. Although in most states, Stamp Duty ranges from 5% to 7% of your property value, it is important to look at the official values of Stamp Duties set by individual states before buying any property. Note that if your registration form does not say \u2018Stamp Duty Paid\u2019, it cannot prove your legal ownership in case of any dispute or legal matter.<\/p>\n

 <\/p>\n

 <\/p>\n

Here are the actual values of Stamp Duty charges and Registration Charges for individual states and cities –<\/p>\n

 <\/p>\n

 <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
City<\/strong><\/td>\nStamp Duty Charges<\/strong><\/td>\nRegistration Charges<\/strong><\/td>\n<\/tr>\n
Bangalore<\/td>\n2% to 5%<\/td>\n1% of the property value<\/td>\n<\/tr>\n
Delhi<\/td>\n4% to 6%<\/td>\n1% of the deal value<\/td>\n<\/tr>\n
Mumbai<\/td>\n3% to 6%<\/td>\n1% of the property value<\/td>\n<\/tr>\n
Chennai<\/td>\n1% to 7%<\/td>\n1% to 4% of the property value<\/td>\n<\/tr>\n
Kolkata<\/td>\n5% to 7%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
Gujarat<\/td>\n4.9%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
Kerala<\/td>\n8%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
Maharashtra<\/td>\n5%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
Tamil Nadu<\/td>\n7%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
Uttar Pradesh<\/td>\n7%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
West Bengal<\/td>\n7% to 8%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
Rajasthan<\/td>\n5% to 6%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
Telangana<\/td>\n5%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n
Uttarakhand<\/td>\n5%<\/td>\n1% of the total property value<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Stamp Duty charges vary on the basis of following factors –<\/p>\n

 <\/p>\n

\u25cf\u00a0\u00a0\u00a0\u00a0 Property Age<\/strong><\/h4>\n

 <\/p>\n

The age of the property is an important factor in determining the stamp duty charges you must pay. Because stamp duty is calculated as a percentage of the total market value of the property, older buildings usually attract lower stamp duty charges while newer buildings attract a higher charge. This is because the market value of old buildings has depreciated.<\/p>\n

 <\/p>\n

\u25cf\u00a0\u00a0\u00a0\u00a0 Age & Gender of Buyer<\/strong><\/h4>\n

 <\/p>\n

Almost all state governments have reduced or waived stamp duty for senior citizens and women. As a result, the age and gender of the owner are important in determining the charge.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

From the moment that you think of buying a house, be aware that the total cost of your house will be 5-7% greater than what the buyer has quoted, the reason being the taxes levied upon the sale of the house. For the house\/property to be legally yours, you have to get it registered under your name \u2013 for which you are charged a Registration Fee\/Charge and Stamp Duty.   Property Registration in India   Traditionally speaking, you\u2019ll have to fill out an application for the registration of your property and submit it to the SDM or the Sub-Registrar of…<\/p>\n","protected":false},"author":1,"featured_media":17874,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-7960","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"acf":[],"yoast_head":"\nFlat registration charges in India: Rajasthan, Maharashtra, Delhi-NCR & more<\/title>\n<meta name=\"description\" content=\"Flat Registration process, registration charges, and stamp duty charges and how to pay them.\" \/>\n<meta name=\"robots\" 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